3 Storm Preparedness Tips for Business Owners

8/27/2022 (Permalink)

Flooded building due to heavy rains in Bedford, PA.

Are You Prepared For a Storm?

Suddenly, your business is in the path of a natural disaster in Bedford, PA. As the floodwater accumulates, the potential consequences of a flooded building start to sink in. Will your business survive this disaster? Unfortunately, not all businesses do. Prepare ahead of time to recover faster in the aftermath of a storm.

1. Purchase Insurance

Every business owner knows the importance of commercial property insurance. But, do you know the specifics of your plan? Does it cover damage caused by flooding, tornadoes, hurricanes, earthquakes and fires? What about business interruption insurance to keep you afloat during the restoration process? If you cannot answer these questions off the top of your head, it is time to meet with your insurance agent and review the policy. Supplemental insurance may be needed. The worst time to find out your policy does not cover damage from floodwater is after a flood.

2. Back up Documents

Do you store important records for your business in spreadsheets, word processing programs, or in file cabinets? Consider what happens to computers or papers in a flooded building. It is possible to lose the data forever. To avoid this scenario, ensure that all-important information is backed up securely in another location. This includes employee data, financial and tax records, and customer information.

3. Put a Plan in Writing

Stressful situations can easily turn into chaos. In a weather emergency, do your employees know how to safely evacuate? Is there a plan for protecting the building and contents from flooding and water damage? To be efficient in an emergency, write down a plan, assign roles and responsibilities and communicate the plan with staff. Keep important numbers handy, including your insurance agent and a storm restoration company.

Increase your business’s chance of survival in Bedford, PA, by preparing for a natural disaster. After the danger has passed, act immediately to have restoration specialists remove the excess flood water and restore your business.